DSCR Purchase, Rate Term Refinance, or Cash Out Refinance

Explore our comprehensive lending services tailored for your diverse mortgage needs, designed to make financing your home simple and stress-free. Purchase your rental property with as little as 10-15% down, or access up to 85% LTV on your investment property through a rate term or cash out refinance. Our diverse options suit any investor. We can do Long-Term, Short-Term, Mid-Term, or VACANT properties. Start your free review below.

All properties types are welcome

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Unleash your investment potential with our tailored financial solutions! Dive into the realm of Conventional (QM) loans, or explore the almost infinite possibilities with NQM loan types like; P&L, Personal Bank Statement, Business Bank Statement, ITIN, DSCR, Commercial, Portfolio, SBA, Ground Up Construction – both vertical and horizontal, builder and/or development loans, and more.

Whether you're making your first investment purchase or you're a seasoned investor, we provide the premier lineup of loan products crafted for every investor's needs. Trust in our celebrated reputation – we are here to build long-term relationships with investors.

#1 Ranked local lender in Knoxville, TN

Both Full Recourse and Non Recourse loans available

We funded the largest barndominium in East TN! (over 10k sqft!)

Explore Diverse Mortgage Options Tailored For You

Explore tailored mortgage solutions designed to fulfill your unique financing needs.

Testimonials

Jasmine Richards

First Choice made the home-buying process smooth with great loan options and super helpful pre-approval advice. Felt confident and supported from start to finish!

Monica Chandler

Explored several lenders before settling on First Choice. Their loan consultation is insightful, and the refinance options offered really helped streamline my finances. Quite satisfied.

Thomas Krazinski

First Choice provided straightforward financing for my rental properties. The process was uneventful and professional—quite suitable for any serious investor.